Out there is unprecedented regulatory, financial, and competitive disruption in the health care industry. Roles of players are changing rapidly and strategies that made health plans successful in the past will not likely suffice for the future. From what health plans are offering to what employees are demanding. All this means that employers have a lot to keep up with every year.
The Healthcare system is changing. Business models that were once highly effective for health systems may no longer be viable. The focus is now on extracting more value. Clinical outcomes, cost reduction, and quality improvement will be in the spotlight for the foreseeable future.
New models such as value-based care are being introduced as well as others giving consumers more options while helping employers keep their benefit costs contained.
What makes IBAA different than your current consultant. Alan has been in this industry for 30 + years. IBAA continues to retain clients that have been with IBAA for 30+ years. IBAA is a trusted business partner who will advocate for all of your employees. Choosing your companies benefits is the easy part. Having someone who services them for you and your employees is the critical part.
Another benefit of working with IBAA is Alan’s successful track record of reducing your current health insurance costs. He has clients that have reduced those costs by 25%. You ask how?
Partial self-funded insurance is the key. Now more than ever it is the time to explore this benefit. In the wake of COVID 19, renewals will be large ones. Partial self-funded plans can contain that renewal. Whether your group is 5 employees or 1,000+ employees there is a plan out there that will fit your companies needs.
Jen Berman is an employee benefits attorney. In that capacity, Jen routinely negotiates service contracts and drafts employee benefit plans, summary plan descriptions and employee communications. She also reviews client benefit programs for compliance with the Internal Revenue Code, ERISA, HIPAA, COBRA, ACA, wellness plan rules and other applicable statutes.
Since the passage of the Affordable Care Act in 2010, Jen has also become an “ACA compliance educator.” She is a leader in analyzing health care reform developments and frequently serves as a speaker and commentator on a wide variety of health care reform and employee benefits issues.
In addition to serving as CEO of MZQ Consulting, LLC, Jen is also a member of Holder Law Group LLC. Prior to joining Holder Law, Jen practiced at Venable LLP as part of their Employee Benefits and Executive Compensation practice group. Jen graduated cum laude from the University of Pennsylvania Law School, where she was Editor-in-Chief of the University of Pennsylvania Journal of Labor and Employment Law. Jen also completed her undergraduate studies at the University of Pennsylvania, graduating magna cum laude with a Bachelor’s of Arts in Political Science. She is an avid lover of textile arts, frequently wearing stunning pieces she has hand-crafted herself.
Horizon Government Affairs was founded in 2007 by Joel White, a veteran of Capitol Hill who served as staff director for the Ways and Means Health Subcommittee. Since then, we have built an impressive bipartisan team of thought leaders and problem solvers with decades of experience in securing wins for our clients.
As experts in our field, we help our clients pass legislation, change regulations, testify to Congress, and drive the conversation on emerging issues. We do this through creative policy development, data driven-insights, innovative issue campaigns and advocacy strategies and through coalitions of allies we have cultivated for years.
Horizon Government Affairs is trusted by lawmakers, influencers and clients alike because we lead with integrity and get it right the first time.
Free yourself of paperwork and administrative tasks. Technology that allows on line administration of your employee benefits.
We keep in mind that we are striving to work within your budget and at the same time give your employees the security, they need.
Highly compensated owners and key employees are limited as to the amount of money they can contribute to retirement accounts.