Experience, knowledge, credibility, agility and service. Our clients are the center of our universe. We live by the time tested motto, “If we do not take care of our clients, someone else will.

Over the last 10 years, the benefits industry has gone thru an unprecedented consolidation. The alphabet houses have grown and independent firms like IBAA are few and far between. IBAA answers to and performs, for our clients, not a board of directors, shareholders, private equity group or some faceless corporation.

We have a 30+ year successful track record of reducing current health insurance costs for our clients. Creativity and thinking out of the box is where we start. Groups of 2 – 50, there are cost saving alternatives to the standard metal level plans. Groups of 50+ the choices are virtually unlimited.

We pride ourselves on having the bandwidth and care to support smaller organizations that otherwise might be overlooked, while having the depth of knowledge and scalability to support employers looking for advanced concepts and out of the box solutions for an ever-growing healthcare dilemma.

Our Services

Employee Benefits

How do you choose the optimum health plan for your employees? Is it indemnity, self-funded, partially self-funded? Do you continue to see quotes from the big three?

Executive Benefits

Executive benefit plans are a fundamental component of corporate benefits strategies. Properly taking care of executives ensures they have the drive to focus on the success of your business.

Hr Technology

HR Technology

Whether you have 5 or 500 employees, technology is a very important part of your benefits, HR and payroll functions. Is your data helping with benefits decisions?

About Us

Alan Schulman, President and Principal of IBAA, is an insurance industry veteran. Alan has been in the industry for 30 + years. He will show you how you can contain and control the increasing cost of your companies health insurance premiums. Do you know where your premium dollars go after you send them to your health insurance provider. How much of those premium dollars go to pay actual claims incurred by your employees. What are the rebates, profits and incentives that your provider receives? Understand them and you will reduce your costs.

A second opinion on your company’s health insurance costs is a step in the right direction. Reach out to Alan and learn more. Now is the time to do it.  

Alan Schulman


How can we help?