Experience, knowledge, credibility, agility and service. Our clients are the center of our universe. We live by the time tested motto, “If we do not take care of our clients, someone else will.”
Over the last 10 years, the benefits industry has gone thru an unprecedented consolidation. The alphabet houses have grown and independent firms like IBAA are few and far between. IBAA answers to and performs, for our clients, not a board of directors, shareholders, private equity group or some faceless corporation.
We have a 30+ year successful track record of reducing current health insurance costs for our clients. Creativity and thinking out of the box is where we start. Groups of 2 – 50, there are cost saving alternatives to the standard metal level plans. Groups of 50+ the choices are virtually unlimited.
We pride ourselves on having the bandwidth and care to support smaller organizations that otherwise might be overlooked, while having the depth of knowledge and scalability to support employers looking for advanced concepts and out of the box solutions for an ever-growing healthcare dilemma.
How do you choose the optimum health plan for your employees? Is it indemnity, self-funded, partially self-funded? Do you continue to see quotes from the big three?
Executive benefit plans are a fundamental component of corporate benefits strategies. Properly taking care of executives ensures they have the drive to focus on the success of your business.
Whether you have 5 or 500 employees, technology is a very important part of your benefits, HR and payroll functions. Is your data helping with benefits decisions?
Alan Schulman, President and Principal of IBAA, is an insurance industry veteran. Alan has been in the industry for 30 + years. He will show you how you can contain and control the increasing cost of your companies health insurance premiums. Do you know where your premium dollars go after you send them to your health insurance provider. How much of those premium dollars go to pay actual claims incurred by your employees. What are the rebates, profits and incentives that your provider receives? Understand them and you will reduce your costs.
A second opinion on your company’s health insurance costs is a step in the right direction. Reach out to Alan and learn more. Now is the time to do it.
How can we help?
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Horizon Government Affairs was founded in 2007 by Joel White, a veteran of Capitol Hill who served as staff director for the Ways and Means Health Subcommittee. Since then, we have built an impressive bipartisan team of thought leaders and problem solvers with decades of experience in securing wins for our clients.
As experts in our field, we help our clients pass legislation, change regulations, testify to Congress, and drive the conversation on emerging issues. We do this through creative policy development, data driven-insights, innovative issue campaigns and advocacy strategies and through coalitions of allies we have cultivated for years.
Horizon Government Affairs is trusted by lawmakers, influencers and clients alike because we lead with integrity and get it right the first time.
Jen Berman is an employee benefits attorney. In that capacity, Jen routinely negotiates service contracts and drafts employee benefit plans, summary plan descriptions and employee communications. She also reviews client benefit programs for compliance with the Internal Revenue Code, ERISA, HIPAA, COBRA, ACA, wellness plan rules and other applicable statutes.
Since the passage of the Affordable Care Act in 2010, Jen has also become an “ACA compliance educator.” She is a leader in analyzing health care reform developments and frequently serves as a speaker and commentator on a wide variety of health care reform and employee benefits issues.
In addition to serving as CEO of MZQ Consulting, LLC, Jen is also a member of Holder Law Group LLC. Prior to joining Holder Law, Jen practiced at Venable LLP as part of their Employee Benefits and Executive Compensation practice group. Jen graduated cum laude from the University of Pennsylvania Law School, where she was Editor-in-Chief of the University of Pennsylvania Journal of Labor and Employment Law. Jen also completed her undergraduate studies at the University of Pennsylvania, graduating magna cum laude with a Bachelor’s of Arts in Political Science. She is an avid lover of textile arts, frequently wearing stunning pieces she has hand-crafted herself.
Free yourself of paperwork and administrative tasks. Technology that allows on line administration of your employee benefits.
We keep in mind that we are striving to work within your budget and at the same time give your employees the security, they need.
Highly compensated owners and key employees are limited as to the amount of money they can contribute to retirement accounts.